How the World Designs Finance
Explore how societies address the same financial problems with different laws, products, values, and outcomes.
Explore how societies address the same financial problems with different laws, products, values, and outcomes.
Browse by topic, problem, jurisdiction, product, or law — and see how different societies solve the same challenges.
Start with domains like consumer credit, payments, savings, and financial inclusion.
Compare how jurisdictions address high-cost credit, overindebtedness, informal lending, and more.
Dive into country and state profiles linking laws, products, and outcomes.
See how BNPL, microfinance, payday loans, and other tools are structured and supervised.
Compare usury rules, rate caps, data use, collections, consumer protection, and Sharia-compliant models.
We go deep on selected topics and jurisdictions to build structured, reusable knowledge that others can trust and adapt.
Mapping how Peru structures small-dollar and subprime lending: licensed institutions, fintech models, interest rate regulation, collection practices, informal "gota a gota" lending, and consumer protection responses.
View Peru Project Get updates on this project
Examining how Kenya’s digital lending ecosystem balances innovation and borrower protection — and what other markets can learn from its evolution.
Subscribe for launchDive into structured resources that support evidence-based financial innovation and regulation.
Profiles of regulators, fintechs, banks, NGOs, and initiatives across jurisdictions.
View directory →Updates on new jurisdictions, methods, and how societies design finance differently.
Read posts →Comparable indicators, maps, and datasets on products, laws, and market structures.
Explore data →GlobalFintechInnovation.org is a public-benefit project. Your donations and attention help document how real-world systems handle the hardest financial questions — so others can learn, adapt, and build fairer markets.
Donate Subscribe to Newsletter